Wednesday, May 6, 2020
Intercultural Experiences in Development â⬠Free Samples to Students
Question: Discuss about the Intercultural Experiences in Development. Answer: Introduction Self-assessment is something that everyone does and everyone should. For example, people tend to assess action to understand the unfavourable outcome. Some examples that we often come across, analysing the low mark that we got in the exam, what was said, to address the gathering in the social event, or maybe how we performed in the game of football on a given day. Self-assessment is all about having an outlook at the skills, motivation, goal, value, knowledge, and attributes of oneself. It is considered being both sensible and healthy, it is also critical to understand self- assessment as many people have a naive outlook or are too egoist to accept the flaws. Any career decision that we take and want to follow, need assessment before the same is executed (Boud 2013). It is important to understand and be aware of the interest, talent, and skill to make a sound decision. According to the career decision, one should take necessary steps to overcome an obstacle. Self-assessment is basica lly, assessing the past, present and the future to get an insight into what someone is capable of accomplishing. How to set a goal and what are the steps to be followed to achieve the career goal, need to be understood. It will give an idea of where someone is heading in an aspect of a career, or maybe in life such as relationship goals and life goals. It will determine the skill, value and attribute necessary for a given job role to make a reasonable career. Everyone possesses some particular skills and identifying these skills and enunciating them will set the path to career and personal success (Arends 2014). Self-Reflection Exercises It is quite surprising that in todays world knowledge is more powerful than anything else, even more than money and respect. Majority of the organization are keen on hiring the best to manage the security of the data, rival organizations are keen to acquire knowledge of its rivals to overthrow throw them and security of data have become the prime concern for any organization. Data have become more valuable than companies employees and data handlers, companies asset. IT has always fascinated me, as the age of computers has ushered advancement in communication technology; it had brought an information revolution all around the globe. Information Technology (IT) has become an integral part of the information infrastructure and has contributed on a global scale economically, culturally and socially. Apps, Computer software, Websites, Voice network, Servers, Mobile Data are part of a larger information ecosystem. According to a research article around more than 5.7 million people work as an IT professional globally in both technical and non-technical roles (Boud, Lawson and Thompson 2013). My eyes are focused on the role of Information security analysts, where one needs to be expert in networking and computer security. Information security analyst handles every aspect of network security such as firewall administration, network protocols, and data encryption security. They may also handle other responsibilities such as developing security policies, security audits or recommending an upgrade to data system security to avoid security breach and conducting a risk assessment. It will give me an edge to handle the security of an organization as well as will give me chance to explore the field of data security and risk management. The job role is vibrant, way far from monotonous, as new challenges will come across every day, and the role is an integral part of the security of an organizations data. The UK has recently been affected by a data breach, which affected the cou ntrys economy and made it vulnerable. Everyone should aim at the security of countries resources as it also raises alarm in countries security and integrity (Brown and Harris 2013). Employability Skills and Personal Attributes It is important to access personal attributes as it will determine the necessity of change and will help a person to formulate a strategy to accomplish these changes. By incorporating these changes, one can access and represent himself/herself to the employer. If someone does not know his or her capability how he/she can promote himself to the employer, it is also hard for the employer to figure the employee if he is not able to portray himself well. It is important for everyone to understand the requirement of developing or acquiring certain skill set, to develop a personality that will help to create the first impression on the employer. This personality attribute can range from communication skill to software knowledge, which will determine and articulate the person and the capability one has to complete a given task. Personal skills will help the employees to interact with the employer and express themselves it will also help the employees to manage themselves. As per my understa nding and self-evaluation, what I understood that I have certain abilities that will make me a potential candidate and the best employee in IT field (Skovholt and Trotter-Mathison 2014). The Employability Skills that I feel gives me an extra edge over other candidates is as followed: Critical Thinking Dependability Flexible Interpersonal skill Motivation To achieve companies goal one need personal skills, these skills are in context to me are outlined below: Ambition Confidence Honesty Innovation Optimism Resourceful Versatility Ethics Identified strengths Ambition: Ambition helps a person to achieve the unachievable. It is the reason that a person is capable of doing the unthinkable. Ambition is necessary to achieve certain goal that sounds unreasonable; my ambition at school was to lead my football team to victory as I was leading the team as captain. Now my ambition is to be an entrepreneur after gathering enough skill and experience in the field of Information technology (Lysaker et al. 2013). Confidence: Self-confidence according to me, is when someone enjoys what they are doing rather than being concerned about the outcome. Passionate about the work in hand will bring out the best. Acceptance of weakness and trying to overcome it is the true nature of a confident personality. I was asked to host the annual fest of high school, as the boy who was to host the fest fell sick on the very day. I had no formal experience or knowledge, I was given a list of the itinerary and an hour to prepare myself. I did host the show and found my confidence and courage played a major part for the success (Verbert et al. 2013). Honesty: Honesty is a virtue, the way I was brought up have deep influence on me so far. Honesty has always been the prime focus of my parents and it can be said that I find this trait to be hereditary. Innovation: I always had a creative outlook about the way a project is to be done. To do things differently and finding ways to complete a task effectively and efficiently, has always been my prime focus. If a given task is, perceived differently, keeping few factors in mind such as unarticulated needs, better solutions to meet new requirements and existing market need, then completing the task will be less laborious with extraordinary outcome. Winning the best innovative mind at my school is what I considered to be an achievement (Tilson and Simonsen 2013). Optimism: Having an optimistic outlook, has helped me in grievous situation to gather myself and come out with a solution, it had helped me to muster courage to take challenges and completing the task with flying colours. Because of optimism I like to take work an extra mile as I know, putting on extra effort never harmed anyone but can show appellant result. Resourceful: Because of resourcefulness and Public relation, I was asked to hold events for community service and high school events. This made me acquainted with different steps of organization an event (Tymon 2013). Versatility: In the current market one need to be versatile to overcome obstacle and be productive. It also helps one to thrive, gather knowledge, and be dynamic in any given situation. My familiar with both IT software as well as graphics designing software, on top of that I have done a brief course on editing software for both 2D and 3D objects and motion graphics will give me the versatility that i require in the field of IT. Ethics: favouring biasness has never been in my character along with that, having ethics is what makes a person different from other person in a good way. I remember if found a 5-dollar note on the road which was of someone else and I did not to earn that. Therefore, I gave that money to a beggar, who needed the money, the most in that way I kept my ethics clean and my conscience clearer (Jones 2013). Professional Development To be the best in the IT industry in is necessary to have certain skills in the kitty to give an extra edge over other candidates. However, it is quite important to keep up-to date of the latest trend and technology to grow in the industry. Certain skills are mandatory and used by employees in every field, which are also necessary from an employer point of view. Communication skill: The communication skill is one field where I have to improve a lot as at times I am too introvert and it would be hard for the colleagues and the manager to have an effective communication with me. To acquire this skill I will be joining Communication classes (Rao 2014). Coding: I know the basic knowledge of coding but in-depth knowledge of the subject will help me grow in the industry. To help myself I will join classes for HTML and C++, in order to get in depth knowledge of coding. Time management: Time management is an important trait, which helps an individual to effectively work and segregate different task based on priority. As I want to grow and acquire more knowledge in the field, time management will help me to learn and earn along with managing my personal and professional life. For this, I will arrange task based on priority and will try to complete it in given period (Carland, Carland and Carland III 2015). Some of the employment skill that needs attention: Team building: Any organization wants its employees to have leadership quality, as it will be easy for the organization to develop and harness from new set of people, required to lead the organization. Team building will help me grow within the organization, as it is one of the basic requirements of an organization (Haff and Triplett 2015). QA (software quality assurance): To give quality product and service to the organization, one needs to have sound knowledge of the product and the service. It requires both analytical skills and technical ability to be effective in the field. I have planned to go to seminars conducted by different organization on how to deliver quality and consistence. Database Management: As I aspire to move onto security, I have to be acquainted with every nuance of database. From its structure to management, to top this I will be taking classes in database management (Webber and Porter 2016). To summarise to reach to the dream designation, I have to give onto a whole lot, in my personal development as well as technicality of the job. I know what I am passionate about and where my strength lies. I will work with my strength to reach to the position I want and the organization I will work with will be benefitted by harnessing my strength and skills. However, I have certain skills that are going to help me to master other skills, required for this job. After acquiring the skill, I will gather enough knowledge and experience in the industry to know every niche of the sector. It will help me network as well as keep myself updated. It will also develop my overall skill thus, road to reaching my dream designation will be clear. Reference Arends, R., 2014.Learning to teach. McGraw-Hill Higher Education. Boud, D., 2013.Enhancing learning through self-assessment. Routledge. Boud, D., Lawson, R. and Thompson, D.G., 2013. Does student engagement in self-assessment calibrate their judgement over time?.Assessment Evaluation in Higher Education,38(8), pp.941-956. Brown, G.T. and Harris, L.R., 2013. Student self-assessment.The SAGE handbook of research on classroom assessment, pp.367-393. Carland Jr, J.W., Carland, J.A.C. and Carland III, J.W.T., 2015. Self-actualization: The zenith of entrepreneurship.Journal of Small Business Strategy,6(1), pp.53-66. Haff, G.G. and Triplett, N.T. eds., 2015.Essentials of Strength Training and Conditioning 4th Edition. Human kinetics. Jones, E., 2013. Internationalization and employability: The role of intercultural experiences in the development of transferable skills.Public Money Management,33(2), pp.95-104. Lysaker, P.H., Vohs, J.L., Ballard, R., Fogley, R., Salvatore, G., Popolo, R. and Dimaggio, G., 2013. Metacognition, self-reflection and recovery in schizophrenia.Future Neurology,8(1), pp.103-115. Rao, M.S., 2014. Enhancing employability in engineering and management students through soft skills.Industrial and Commercial Training,46(1), pp.42-48. Skovholt, T.M. and Trotter-Mathison, M., 2014.The resilient practitioner: Burnout prevention and self-care strategies for counselors, therapists, teachers, and health professionals. Routledge. Tilson, G. and Simonsen, M., 2013. The personnel factor: Exploring the personal attributes of highly successful employment specialists who work with transition-age youth.Journal of Vocational Rehabilitation,38(2), pp.125-137. Tymon, A., 2013. The student perspective on employability.Studies in higher education,38(6), pp.841-856. Verbert, K., Duval, E., Klerkx, J., Govaerts, S. and Santos, J.L., 2013. Learning analytics dashboard applications.American Behavioral Scientist,57(10), pp.1500-1509. Webber, S.C. and Porter, M.M., 2016. Reliability of ankle isometric, isotonic, and isokinetic strength and power testing in older women.Physical therapy,90(8), pp.1165-1175.
Monday, April 27, 2020
Social Capital Literature Review free essay sample
The theory of social capital is one of the most rapidly developing social science research fields in the last 20 years. In the dictionary of classical economics, capital, mainly physical capital, is considered to be a production concept of land, labor and entrepreneurial factors side by side. In the 1980s, since the American sociologist James Coleman first introduced the word ââ¬Å" Social Capitalâ⬠, it had been widely applied gradually and is now considered as a ground contribution. The existing literature has evolved in-depth study in this theory in terms of basic concepts, measurement methods, and social economic performance of different angles. Although, there are still differences in understanding the theory, it has been widely accepted that the concept of social capital contains the core of network resources, mutual trust and cooperation behaviors. Speaking of empirical studies, most of the literature support the hypotheses theory that social capital has a positive effect on social economy. We will write a custom essay sample on Social Capital Literature Review or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Meanwhile, there are many studies have some criticism on existing empirical methods and conclusions. This paper will research the relevant results and historical literature review and make a summative comment. 1. Social Capital: Concepts, Characteristics and Classification The concept of social capital can be traced to the time when Hanifan first formally proposed, thereafter, the concept began to be popular when the famous sociologist J.Coleman published ââ¬Å" Social Capital in the Creation of Human Capital â⬠in 1988.(Woolcock, 2000). Having been through continuous development and expansion in various disciplines, social capital becomes the most powerful social science and popular areas of research. (DurlaufFafchamps, 2003). However, it is precisely because of theà interdisciplinary characteristics of this concept that scholars in the different field have not reached a consensus on its connotation and extension. In order to clearly sort out the concept of social capital, I will review the connotations conferred by different scholars. Here are some of the most influential definitions. Author According to these definitions, it is not hard to see that different scholars define the concept of social capital in various aspects like network organization, values and mutual trust, etc. However, some scholars believe that emphasizing only good results of social capital is not appropriate, and they have made more neutral definition. For example, Irene van Staveren defines social capital as a reflection of social relations in a shared commitment to social values. This commitment may increase or limit social dynamic efficiency. From the classification point of view, there are mainly two kinds of methods that are recently popular. The first method talks about the perspective of macro and micro. Macro level is primarily covering the social organization and system architecture aspects, such as laws and regulations, decentralization level, the political system and democratic participation in the policymaking process. (KrishnaShrader, 1999) Next to that, micro level mainly refers to org anizations and social network which contribute to the development, and it also includes values and code of conduct embedded in these networks. The second point of view divides social capital into cognitive social capital and structural social capital. The former includes subjective and intangible factors, such as commonly accepted attitude, trust and solidarity while the latter mainly refers to the objective and specific organizations and networks, including spontaneous community organization, institutions and various clubs. Further, Woolcock and Narayan classify social capital in another way. They divide it into bonding social capital, bridging social capital and linking social capital.à They use bonding social capital to describe a more close relationship between people, like the relationship between family members and the same race. Meanwhile. Bridging social capital means the relationship between people of different social status and in different racial and ethnic groups. Linking social capital refers to social relations between organizations and power hierarchy. (WoolcockNarayan, 2000) 2.The measurement of social cap ital Since there are huge differences between various definitions of social capital, it is hard to carry out a convincing social capital. However, from the current study of the overall point of view, there are two main ways. The first one is to measure the number of members in a given an association or a community in order to see its level of social capital. The second method is the direct investigation of the level of trust and participation in decision-making process within a given society or community. The level of social trust in different countries
Monday, April 13, 2020
Essay Sample On Boys And Girls
Essay Sample On Boys And GirlsIf you are the writer of a research paper that you would like to submit, an essay sample on boys and girls may be useful for you. The students reading your research paper would likely see you as having personal experience with one or more subjects. This will be important in your appeal to readers, particularly if you are not familiar with the subject you are writing about. It is also a way to illustrate the points that you are trying to make in your article.A study on boys and girls should be given more attention than just what girls and boys do. The essay can highlight the differences in behavior between boys and girls. It may also explain why boys are different from girls. Other times, the essay can point out common characteristics among males and females.A list of particular characteristics will be very helpful in making this topic sound interesting. In an essay sample on boys and girls, it is helpful to be able to point out things that they have in c ommon. Often, people who are writing about boys and girls would include traits such as sports, safety, independence, and responsibility. An essay sample on boys and girls should include their interests and hobbies.A list of gender-related experiences can make this an interesting topic for an essay sample. How do the interests and activities of males and females differ? What are the differences in career choices? Are the major differences in interests, skills, and talents related to socialization? Are the physical characteristics and personality traits of males and females similar or dissimilar?Common characteristics might include eating habits, clothing, games, and the likes and dislikes of certain things. Other areas for research may be grooming and clothing. Age may also be considered. Boys and girls are not always seen as the same age, which is one reason that an essay sample on boys and girls can be helpful.Sometimes, people will also compare each of the two genders, and how the y are different and similar. This may be another reason that an essay sample on boys and girls is useful. This makes the essay idea more interesting and informative.Writing about subjects of interest can be a great way to write an interesting topic. This could include topics on life, history, religion, and nature. There are many different subjects that can be included in an essay sample on boys and girls. The choice of topic is up to the writer, but it is definitely an interesting topic.
Thursday, March 19, 2020
Using Vivre in French Expressions
Using Vivre in French Expressions The French verb vivre literally means to live and is also used in many idiomatic expressions. Learn how to be at peace, move with the times, live to a ripe old age, and more with this list of expressions with vivre. Possible Meanings of vivre to liveto be alive(in the passà © composà ©) to be over, to have had its day, to be a thing of the past Expressions with vivre vivre au jour le jourto live from hand to mouthvivre aux crochets de quelquun (informal)to live/sponge off someonevivre avec quelquunto live with someonevivre avec son à ©poqueto move with the timesvivre avec son tempsto move with the timesvivre biento live wellvivre centenaireto live to be 100vivre comme mari et femmeto live as husband and wifevivre damour et deau fraà ®cheto live on love alone, to live a carefree lifevivre dangereusementto live dangerouslyvivre dans la crainteto live in fearvivre dans les livresto live in booksvivre dans le passà ©to live in the pastvivre deto live on, make a living fromvivre de lair du tempsto live on airvivre des temps troublà ©sto live in troubled timesvivre en paix (avec soi-mà ªme)to be at peace (with oneself)vivre largementto live wellvivre le prà ©sentto live for the presentvivre linstantto live for the momentvivre mal quelque choseà to have a hard time of somethingvivre que pour quelque choseto live for somethingvivre sa foito live out ones faithvivre sa vieto live ones own lifevivre son artto live out ones artvivre sur sa rà ©putationto get by on the strength of ones reputationvivre une pà ©riode de criseto be going through a period of crisisvivre vieuxto live to a ripe old ageavoir (juste) de quoi vivreto have (just) enough to live onà ªtre facile/difficile vivreto be easy/difficult to live withfaire vivre quelquunto support somone, keep someone goingsavoir vivreto know how to live (have a good life) or to know how to behaveà se laisser vivreto live for the day, to take life as it comestravailler pour vivreto work for a livingÃâ¡a lui apprendra vivreThatll straighten him out. Lhomme ne vit pas seulement de pain.Man shall not live by bread alone.Il fait bon vivre.Its good to be alive.Il faut bien vivreà !You have to live!Il me fait vivreIt pays the bills, Its a livingIl vit un beau roman damourHis life is a love story come trueJe vais lui apprendre vivreIll teach him a thing or twoLaissez-les vivreà !Let them be!On ne voyait à ¢me qui viveThere wasnt a living soul to be seen.Qui vivra verra.What will be will be.La vie ne vaut pas la peine dà ªtre và ©cue.Life isnt worth living.Vive... !Long live ...! Hurrah for ...!Vive la France !Long live France!lart de vivreway of lifela joie de vivrejoy of lifele savoir-vivremannersle vivre et le couvertbed and boardle vivre et le logementroom and boardles vivressupplies, provisionscouper les vivres quelquunto cut off someones means of subsistenceà ªtre sur le qui-viveto be on the alertla vielifeCest la vieà !Thats life!vivant (adj)living, alive, livelyde son vivantin his/her lifetimela vive-eauspring tidev ivement (adv)brusquely, sharplyVivre conjugations
Tuesday, March 3, 2020
7 Things You Should Do in Your 20s to Become a Millionaire by 30
7 Things You Should Do in Your 20s to Become a Millionaire by 30 We all wish we could be rich. But if youââ¬â¢re young and smart and driven enough, you could be! In some cases, it is possible. Particularly if youââ¬â¢re able to make tough choices and choose to save where others choose to spend. Regardless,à one of the most important things you should be doing is managing your money responsibly. If done so correctly, you may very well become a millionaire by 30. That being said, here are 7 steps towards making your millionaire dreams come true. Start following them now before you hit the big Three-Oh.1. Write your planNo amount of desire is going to put the wealth in your account. Youââ¬â¢ll need to actually come up with a feasible plan and put it on actual paper. Calculate exactly what youââ¬â¢d need to earn- and invest- to reach your goal. Then plan the options on how youââ¬â¢ll do it, whether that means focusing on a Roth IRA or a 401k, etc.2. SAVEYou canââ¬â¢t get there without this step. Period. Start saving immediately- fi rst an emergency fund, and then a high interest yielding account for everything you accumulate on top of that. Make a point of putting away half of every raise or tax refund, for example. And then donââ¬â¢t touch it unless an emergency occurs.3. Live cheaplyYou donââ¬â¢t need to be in poverty to live beneath your means. Just say no to high profile purchases that will crack open your budget- like expensive cars, extravagant houses, even expensive designer clothing and accessories. Live modestly, save decadently.4. Ease off on the credit cardsDonââ¬â¢t accumulate too many credit cards- one or two will do. And donââ¬â¢t put anything on your cards that you canââ¬â¢t pay off within three months. And if you canââ¬â¢t eat it- or wear it- donââ¬â¢t charge it. Keep your cash flow for investments.5. Put your money to workBuild a diverse portfolio with a mutual fund company that offers no-load funds and low expense ratios. You could be earning 8-10% interest on your money! 6. Start a businessA sizeable majority of millionaires are self-employed. Channel your entrepreneurial spirit and come up with a business plan to create wealth- and not just for yourself.7. Ask for helpFind yourself a good financial planner and make sure your investments are sound and working for you, not against you. If you build a good working relationship with someone you trust, you can really help your money grow.Remember, work smart not hard. It takes money to make money. But itââ¬â¢s never too late to start putting yours to work for you.
Saturday, February 15, 2020
Reaction paper to the article The Role of Children in the Design of Essay
Reaction paper to the article The Role of Children in the Design of New Technology - Essay Example Is this was Druin proposes three main roles for children in the design process. Specifically these involve: user, tester, informant, and design partner. In this way children are tasked with becoming directly involved in the design process through engaging with the games and providing feedback. At later stages in the development they are tasked with actually giving advice to the designers about how the technology or game could be changed. The research then gives expansive consideration to the specific processes within these stages. A considerable amount of past research is advanced that considers how child-design interactions have been advanced in the past. Eventually the researchers advance the notion of cooperative inquiry. This aspect of the collaborative framework articulates how the child can best be utilized to gain insights on the design process. During the articleââ¬â¢s conclusion the researchers establish a graph that articulates the historical evolution of human-computer interaction (HCI). This demonstrates that children have increasingly been given the opportunity to provide their insight into the design process. There are a number of considerations related to this article. One of the most prominent considerations is that the divisions the author establishes -- user, tester, informant, design partner ââ¬â are highly simplistic in nature. In this way they constitute less an innovative framework and more a way of articulating common sense ways of engaging with children. While the author advances a number of research on the subject, in many instances this past research does not form a functional gestalt. Instead, it merely offers disparate ways that children have been used in the design process. Still, the researcherââ¬â¢s perspective on cooperative inquiry is effective in that it provides a structured process that can be used for a large variety of applications. In this way the researchers argue that the child and adult collaboration
Sunday, February 2, 2020
Economical crisis facing the banking Industry Essay
Economical crisis facing the banking Industry - Essay Example However, some revenue comes from banking charges among other sources. The banking sector has developed due to some favorable factors like increase in population, hence customers, Good interest rates as stipulated by the central bank, improved security, advanced banking technologies and increase in banking professionals among other factors (Morr 2009). However, the same sector is compromised by some economic factors like the global financial crisis, increased unemployment rates and unstable interest rates among other factors. This work focuses on some of the economic crisis facing the banking industry. Different types of banking have different economical challenges. This work will consider both the retail and the mobile banking systems. The financial crisis is one of the major limitations facing the banking industry. It is defined as a situation where a certain banking institution in not in a capacity to run its operations due to lack of sufficient funds. Financial crises come in diff erent forms, for instance, currency crises, where there is insufficient currency in a certain nation (Angelides 2011). Here the banking institutions are forced to operate in different currencies which might be expensive in the long run. Bank crisis on the other hand applies if a certain bank has insufficient funds to lend its customers and pay its employees among other statutory obligations. Then there is the twin crisis which is a combination of currency and bank crises. Currency crises may result from unfavorable internal or external factors. A calamity or disaster like war and earthquake is likely to limit internal business operations which may lead to fall of economy in that nation. The country will have to pay more for its imports and this could lead to reduced currency. Cutting ties with super power nations like U.S may also compromise the strength of a certain currency. Bank crises on the other hand, are subject of both micro and macroeconomic elements. A bank is likely to la ck sufficient funds to perform its obligations due to bankruptcy, business merges; this is a scenario where a bank loses its business control on forming partnership with another business entity, or nationalizing the entire banking sector or a section. Global financial crisis left some huge France and U.S banks with suspended bonds due to incapability to do the valuations due to the frozen market. The banking default levels increased and this hiked the interest rates by an estimate of 5%. Global financial crisis (2007) limited the operations of the banking sector. The U.S legislators through President George W. Bush authorized financial institutions to provide some unsecured loans to the U.S citizens who wished to construct their own residential facilities. The problem arose when the citizens or real estate sectors failed to repay the loans (loan defaulters). The crisis affected the banking sector on a global scale. Although the government directed some state funds to settle the loan s, the financial facilities adopted some strategies to recover such loans. The central bank hiked interest rates for more revenues (Proctor 2000). This had some negative implications with the banking customers. Several agencies and businesses stopped operations waiting the interest rates to fall. Some opted to seek financial assistances from a micro - finance industry whose interest rates were not greatly affected. The crisis made some financial institutions close their operations for the lack of adequate finances. The banks had insufficient funds to loan its customers and even pay the employees. President Bush ordered for a committee comprising chief economists and financial managers to suggest for
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